Auto insurance fraud causes economic loss and distress to our community. It causes premiums paid by members of the public to be unduly taxed to offset the fraud that occurs. It may even endanger the lives of unsuspecting victims in staged auto collisions performed for the purpose of filing fraudulent insurance claims.
Independent research in Auto Insurance Fraud estimates that one-third (1/3) of all bodily injury claims for auto accidents contain some fraud including, but not limited to, the exaggeration of injuries or vehicle damage. Participants in auto insurance fraud may include auto body shops, lawyers, doctors, chiropractors, and other medical care providers who bill for services they did not perform. Perpetrators of auto insurance fraud can range from individuals to sophisticated insurance fraud rings.
To protect the public from this economic loss and distress, the San Joaquin County District Attorney’s Auto Fraud Unit will investigate, arrest, and prosecute those who commit auto insurance fraud, as well as seek to prevent the occurrence of insurance fraud through anti-fraud outreach and training to the public.